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Remember, the key to great fashion is embracing your individuality and feeling good in what you wear

Ribbed Knit Bodycon Dress With Fleece-Lined Tights And Knee-High Boots When the temperature really drops, smart layering is everything

These neutral, foot-friendly heeled sandals from Jacquemus that go with everything (which Ive been living in all summer). Tiffany Dodson, associate beauty commerce editor

Some interpret semi-formal as slightly more flexible, allowing a jacket and trousers rather than a full matching suit, but the expected level of polish is the same

Turned-down collars are more like the ones on your smart business shirt