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Links Mentioned in this Episode Personal Finance for PhDs: Perfect Use of a Credit Card Personal Finance for PhDs: How to Establish Credit in the US Podcast Episode: How to Make Money without Working: Credit Card Rewards and 529s Personal Finance for PhDs: Community Personal Finance for PhDs: Podcast Hub Personal Finance for PhDs: Subscribe to the mailing list Teaser 00:00 Julie: Even if you dont want to start off with churning right away, my best advice is to just get a credit card with a low minimum spend, and at least use that to start building your credit score and acquiring some points

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